Trek Guide

The free UK health card that covers EU emergencies, and the gap it leaves

The UK GHIC is free and lasts up to five years. It covers state care in Europe, but not a flight home, a private hospital or mountain rescue.

By Anjali Shrestha · Oct 3, 2026

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The UK Global Health Insurance Card is free, lasts up to five years, and gets you state healthcare in the EEA and a few other places. It does not replace travel insurance. It does not pay for a private hospital, for being flown home, or for mountain rescue…

Travel Himalaya Nepal · News

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What does the GHIC actually cover?

It covers state healthcare that cannot reasonably wait until you return to the UK. The NHS describes emergency treatment, care for chronic conditions and routine maternity care. The card is valid for the EEA, Switzerland (depending on nationality status)…

Travel Himalaya Nepal · News

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What does it leave out?

The biggest gaps are flying home, private hospitals and mountain rescue. The NHS lists medical repatriation, treatment in a private facility, and ski or mountain rescue as things the card does not cover. That is why travel insurance with a medical-evacuation…

Travel Himalaya Nepal · News

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Who should carry one, and when does it not help?

Anyone living in the UK who is going into the EEA should carry the card, and it does nothing for a trip to the US or a trek in the Himalaya. For an activity like skiing, a hike at altitude or a trip outside the listed places, the card gives you nothing for…

Travel Himalaya Nepal · News

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How do I get one without paying a middleman?

Apply through the NHS, free. The NHS page says the card is free. Check the page on the day you apply, because the NHS reviewed it on 12 December 2023 and the next review is due on 12 December 2026. This page summarises the NHS guidance as read on 3 October…

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Frequently asked questions

Yes. The NHS page says a UK GHIC is free and lasts for up to five years. No. The NHS says it does not cover being flown back to the UK (medical repatriation). No. The NHS says it does not cover treatment in a private medical facility. No. The NHS says the…

Travel Himalaya Nepal · News

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Keep reading

Vaccines, medicines, altitude and what each one covers. What pays for a flight home, and what does not. Packing, paperwork and transit rules. When a long stay needs more than a travel policy. Sources: NHS, "Apply for a free UK Global Health Insurance Card…

Travel Himalaya Nepal · News

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