You Could Be Owed Cash From a $167 Million Visa and Mastercard Settlement, Here's How to Check

Money & Insurance Visa and Mastercard are paying $167.5 million after allegedly blocking cheaper ATM fees, and the claim deadline is 10 February 2027. By Laxman Rawal · Sep 27, 2026 Read the full story

Visa and Mastercard have agreed to pay a combined $167.5 million to settle a lawsuit accusing them of blocking independent ATM operators from lowering their withdrawal fees, and if you have paid a fee at a non-bank ATM in the United States any time since… Travel Himalaya Nepal · News Read the full story

What the Visa and Mastercard settlement actually pays out

The $167.5 million settlement resolves a class-action antitrust lawsuit that accused Visa and Mastercard of using their network rules to stop independent ATM operators, the machines you find in a corner shop, a bar or a gas station rather than inside a bank… Travel Himalaya Nepal · News Read the full story

Who qualifies, and the deadline to file a claim

You qualify if you used a PIN-linked debit card to withdraw cash from an independent, non-bank ATM in the United States between 24 October 2007 and 14 August 2026, and your own bank did not fully reimburse the fee the ATM operator charged you. That covers… Travel Himalaya Nepal · News Read the full story

Why this settlement covers US ATMs, not the one you'll use abroad

This settlement is about the United States only. The lawsuit challenged Visa and Mastercard's domestic network rules, and it has nothing to do with what either network allows an ATM operator to charge in Nepal, Thailand or anywhere else you might withdraw… Travel Himalaya Nepal · News Read the full story

What this means for how you carry cash on your next trip

The practical lesson travels better than the settlement does: check your own bank's foreign-transaction and ATM fee schedule before you fly, not after. A card that waives its own out-of-network fee still leaves you exposed to whatever the machine on the… Travel Himalaya Nepal · News Read the full story

Common questions about the ATM fee settlement

Travel Himalaya Nepal · News Read the full story

Do I need a receipt to file a claim?

No. Claims are self-certified; you attest to qualifying withdrawals rather than submit proof for each one, which is standard for a settlement covering fees going back to 2007. Travel Himalaya Nepal · News Read the full story

How much will I actually receive?

There is no fixed per-person figure yet. The $167.5 million fund is divided among everyone who files a valid claim by 10 February 2027, so the payout depends on the total number of claimants. Travel Himalaya Nepal · News Read the full story

Does this cover ATM fees I paid while travelling internationally?

No. The settlement is limited to independent, non-bank ATMs inside the United States between October 2007 and August 2026. Fees paid at ATMs abroad, including in Nepal, are not part of this case. Travel Himalaya Nepal · News Read the full story

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