Best travel credit cards in Australia for 2026 and what they charge abroad

Trek Guide Latitude's 28° Global and ING's Orange One Rewards Platinum charge no international transaction fee. Amex now charges 3.5% on foreign spending. By Bishnu Adhikari · Sep 27, 2026 Read the full story

For most Australians travelling overseas, the Latitude 28&deg; Global Platinum Mastercard is the simplest card to take: $0 international transaction fees on purchases and a $96 annual fee that is waived in the first year and every year you spend $12,000. If… Travel Himalaya Nepal · News Read the full story

The four cards side by side

Three of the four charge nothing on international purchases; the difference is fees, rates and what you earn. Australian card products change often, and the table shows only what each issuer's own page said on the day we checked. Travel Himalaya Nepal · News Read the full story

What the international fee costs on a real trip

A 3.5% currency conversion fee costs $35 on every $1,000 you spend in a foreign currency, including online shopping priced in US dollars. American Express Australia lists 3.5% of the converted amount on its consumer credit cards, effective from 4 May 2026… Travel Himalaya Nepal · News Read the full story

Latitude 28° Global Platinum, simplest card for overseas

The 28&deg; card does one thing well: no international transaction or currency conversion fees on purchases, online or overseas. The annual fee is normally $96, waived in the first year and in any year you spend $12,000 on eligible purchases. You earn $10 in… Travel Himalaya Nepal · News Read the full story

ING Orange One Rewards Platinum, best cashback and rate

ING pairs no international transaction fees with 1% cashback, capped at $30 a month or $360 a year, and a 16.99% p.a. purchase rate. ING also charges $0 for international ATM withdrawals, although the ATM operator may add its own fee, and cash advances still… Travel Himalaya Nepal · News Read the full story

CommBank Ultimate, good today and changing

CommBank's Ultimate card charges no international transaction fee on purchases and includes two lounge passes a year, but it is mid-change and the cost rises from January. From 29 September 2026 it becomes the Ultimate credit card, CommBank Awards points can… Travel Himalaya Nepal · News Read the full story

Qantas American Express Ultimate, for Qantas flyers

The Qantas Amex Ultimate costs $450 a year and gives back a $450 Qantas Travel Credit each year, so it pays its way if you already book Qantas flights through Amex Travel. It earns 2.25 Qantas Points per dollar on eligible Qantas products and 1.25 on everyday… Travel Himalaya Nepal · News Read the full story

Taking an Australian card to Nepal

In Nepal a card works at a small number of upmarket hotels, large agencies and perhaps one or two restaurants per city, usually with a 3—4% surcharge, and not at all on the trail. That is our own field reporting from Kathmandu and Pokhara, and Nepal is not… Travel Himalaya Nepal · News Read the full story

Keep reading

The four decisions that choose a card, with every comparison in one place. What changes on 1 October, and what it means for fares. The card-machine question that costs travellers most. The cards and passes that actually get you in. When each one actually… Travel Himalaya Nepal · News Read the full story

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