Trek Guide
Freedom Unlimited earns more at home with 3% dining. Quicksilver wins abroad: no foreign transaction fee, while Freedom Unlimited charges 3%.
By Bishnu Adhikari · Sep 27, 2026
At home, the Chase Freedom Unlimited earns more than the Capital One Quicksilver, because it adds 3% on dining and drugstores to the same 1.5% base; abroad, the Quicksilver is the one to carry, because it charges no foreign transaction fee and the Freedom…
Travel Himalaya Nepal · News
On paper the two cards are twins; the differences are the Freedom Unlimited's bonus categories and intro APR, and the Quicksilver's freedom from foreign fees. Every figure below was read on the issuer's own pages on 27 September 2026.
Travel Himalaya Nepal · News
For a typical household the Freedom Unlimited earns around $60 a year more, all of it from restaurants and drugstores. Take $1,500 a month: $300 at restaurants, $50 at the drugstore and $1,150 on everything else. The Freedom Unlimited comes out $63 a year…
Travel Himalaya Nepal · News
The Freedom Unlimited charges 3% on every foreign transaction, which is double its 1.5% base rate, so every purchase abroad costs you money even after the cash back. Chase's pricing and terms for the card list foreign transactions at "3% of the amount of each…
Travel Himalaya Nepal · News
The Freedom Unlimited's 0% intro APR for 15 months on purchases and balance transfers is useful if you are paying off a large purchase, but only if you clear it before the rate jumps. After the intro period Chase lists a variable APR of 18.24% to 27.74%, and…
Travel Himalaya Nepal · News
Choose the Chase Freedom Unlimited if you spend almost entirely in the US, eat out often or want a 0% intro APR. Choose the Capital One Quicksilver if you travel abroad even once a year or shop from foreign websites. The cheapest answer for many people is…
Travel Himalaya Nepal · News
The four decisions that choose a card, with every comparison in one place. The four charges on a trip abroad, and how to dodge them. The card-machine question that costs travellers most. When to pay which way on a trip. The costly habits most travellers…
Travel Himalaya Nepal · News
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