The gap in your credit card's travel insurance that a trek walks straight into

Trek Guide Cards cover the trip. A trek needs medical and evacuation cover. The three clauses to find in your benefit guide, and the altitude figure yours has… By Bishnu Adhikari · Sep 24, 2026 Read the full story

The travel insurance attached to a credit card is usually trip insurance, not medical insurance. It is built to refund a cancelled holiday, a delayed bag and a late flight. The bill that a trek can actually produce — a helicopter off a mountain and a flight… Travel Himalaya Nepal · News Read the full story

What card cover is actually for

Card benefits are designed around the trip, not the body. The protections that come with a travel credit card typically pay out when the trip goes wrong: a cancellation for a covered reason, a delay past a set number of hours, delayed or lost baggage, and… Travel Himalaya Nepal · News Read the full story

The three lines to find in your benefit guide

Open the benefit guide, not the marketing page, and search for three things. The guide is the legal document; the webpage is an advertisement. "Hazardous activities" or "adventure sports" exclusion. This is where trekking is usually dealt with. Find out… Travel Himalaya Nepal · News Read the full story

What the bill looks like if it goes wrong

In Nepal, the numbers are big enough that a gap in cover changes lives, not holidays. From our own rescue coordination: a helicopter evacuation from the Khumbu typically runs $4,000—6,000 , from the Annapurna region $3,000—5,000 , hospital admission in… Travel Himalaya Nepal · News Read the full story

How to check yours in ten minutes

Call the number on the back of the card and ask three questions, then get the answer in writing. "Does this card's travel cover include emergency medical treatment and medical evacuation abroad, or only trip cancellation, delay and baggage?" "Is trekking on… Travel Himalaya Nepal · News Read the full story

What we ask of our own clients

We require insurance that covers the altitude of the trek you booked, helicopter evacuation and repatriation, with a 24-hour emergency number. We do not sell insurance, we take no commission from any insurer, and we will not tell you which brand to buy: the… Travel Himalaya Nepal · News Read the full story

Keep reading

The real numbers, scenario by scenario, and why flights stop by 11am. What a policy must say before it is any use on a trek. Why insurance sits outside every trek price, everywhere. The rights side, for the part of the trip before the trail. Travel Himalaya Nepal · News Read the full story

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