Super visa insurance requirements, and the six lines IRCC checks on the policy

Trek Guide IRCC wants $100,000 of emergency cover for at least a year, paid, from a Canadian or OSFI-authorised insurer. What to check before you apply. By Bishnu Adhikari · Oct 9, 2026 Read the full story

For a Canadian super visa, IRCC wants proof of private health insurance that gives at least Can$100,000 of emergency coverage, lasts at least one year from the date your parent enters Canada, covers health care, hospitalisation and repatriation, and is paid… Travel Himalaya Nepal · News Read the full story

What IRCC requires from the insurance policy

Six conditions, all on the same IRCC page, and the policy has to meet every one of them. IRCC says the policy should name the insurance company that issued it, be valid for at least one year from the date of entry, be paid in full or in instalments with a… Travel Himalaya Nepal · News Read the full story

Canadian insurer or foreign insurer, which one counts

Both can count, but a foreign insurer only if OSFI has authorised it to provide accident and sickness insurance and lists it as a federally regulated institution. IRCC opened the door to foreign insurers in a notice dated 28 January 2025. Before that, only… Travel Himalaya Nepal · News Read the full story

How long the cover must last, and the five-year stay

The policy must run at least one year from the date of entry and be valid on each entry, while the visa itself allows stays of up to five years at a time. IRCC describes the super visa as multiple-entry for up to 10 years, with each visit lasting up to five… Travel Himalaya Nepal · News Read the full story

Why the rule exists, and what provincial health care will not do

Because super visa holders do not qualify for provincial health insurance, so without private cover the cost of their care has nowhere else to go. An IRCC report to Parliament on the super visa says so plainly, and notes that if a visitor cannot pay, the… Travel Himalaya Nepal · News Read the full story

The rest of the application, in one place

Insurance is one of several requirements, and the host has to meet some of them too. According to IRCC's eligibility page, read on 9 October 2026: The host is your child or grandchild, at least 18, living in Canada, and a Canadian citizen, permanent resident… Travel Himalaya Nepal · News Read the full story

The verdict

Buy the policy only after you have checked the six lines in the table against the actual document, and treat Can$100,000 and one year as the floor, not the target. The ways to fall short are all avoidable: a quote instead of a paid policy, a broker's name… Travel Himalaya Nepal · News Read the full story

Keep reading

Medicare won't pay, so what a visitor plan must do. The three checks before anyone flies. Fees and rules for visa-free arrivals. What card cover includes, and what it leaves out. Sources: IRCC, "Super visa for parents and grandparents: forms and documents"… Travel Himalaya Nepal · News Read the full story

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