Trek Guide

Wise vs Revolut for travel money in 2026, which one costs less abroad

Revolut's free plan wins small weekday trips with no fee up to £1,000 a month. Wise wins bigger or weekend-heavy trips with one small fee. UK terms…

By Bishnu Adhikari · Sep 27, 2026

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For a short trip with modest spending, Revolut's free Standard plan usually costs less than Wise, because it adds no exchange fee on the first £1,000 a month exchanged on weekdays; on a bigger trip, or one where you spend at weekends, Wise's small, flat…

Travel Himalaya Nepal · News

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The fees that matter, side by side

The two companies charge in different places: Wise on every conversion, Revolut only above a limit and at weekends. That single difference explains almost every "which is cheaper" answer you will read. Both warn that some ATM operators add their own charge…

Travel Himalaya Nepal · News

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What a real trip costs on each

On a small euro trip Revolut Standard is cheaper; on a larger one Wise is, unless you pay for a Revolut plan. Here are two trips worked through with the fees above, treating cash withdrawals as money converted from pounds. The Wise figures leave out the…

Travel Himalaya Nepal · News

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Revolut's plans, and when paying makes sense

Paying for Revolut only makes sense if you would otherwise hit the Standard limits every month. Revolut lists five UK plans. One inconsistency to know about: Revolut's plan table gives Plus a £3,000 limit, while a footnote on the same page describes a…

Travel Himalaya Nepal · News

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Using Wise or Revolut in Nepal

In Nepal either card is mainly an ATM card, because few places take cards at all, and the Nepali bank's own withdrawal fee of about NPR 500 applies whichever you use. Our field reporting is that cards work at a small number of upmarket hotels, large agencies…

Travel Himalaya Nepal · News

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The verdict

If you take one or two short trips a year and spend under £1,000 a month abroad, Revolut's free Standard plan is the cheaper choice — as long as you exchange on weekdays. If you travel for longer, spend more, or cannot control when you pay, Wise's…

Travel Himalaya Nepal · News

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Keep reading

The four decisions that choose a card, with every comparison in one place. The four charges on a trip abroad, and how to dodge them. When each one actually saves you money. The card-machine question that costs travellers most. What a gigabyte really costs…

Travel Himalaya Nepal · News

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