Money & Insurance
Floods and landslides can strand a trek — here's what cover actually helps, from helicopter evacuation to trip interruption, and the exclusions to…
By Laxman Rawal · Aug 26, 2026
When a wall of water tears through a trailhead, the first question travellers ask us is not "am I safe?" — it is "does my insurance cover this?" On 26 August 2026, a sudden flash flood surged down the Bhote Koshi from Tibet into Nepal's Rasuwa district…
Travel Himalaya Nepal · News
If you buy one thing for Nepal, buy real emergency evacuation cover. When a flood or landslide cuts a valley off, the road out may simply not exist anymore, and the way down becomes a helicopter. The same is true for altitude sickness, a broken ankle, or a…
Travel Himalaya Nepal · News
Evacuation cover gets you off the mountain. Cancellation and interruption cover is what protects the money when a natural disaster reshapes your trip. These are two separate promises, and a natural-disaster scenario tends to trigger both: Trip cancellation…
Travel Himalaya Nepal · News
This is the part travellers skip and later regret. Policies handle natural catastrophes in wildly different ways, and the label matters: The single most useful habit is to open your policy's "What is not covered" section and search it for the words natural…
Travel Himalaya Nepal · News
Insurance covers uncertain future risk. The moment a flood, storm or landslide is a known, reported, forecast or officially warned event, most policies will no longer cover losses arising from it — this is often called the "known event" rule. In plain terms…
Travel Himalaya Nepal · News
When something does go wrong in the mountains, the paperwork is the claim. Insurers pay on evidence, not on stories. Build the habit early: Keep your booking confirmations, receipts and proof of what you paid — cancellation and interruption claims are settled…
Travel Himalaya Nepal · News
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