Money & Insurance
From the "pay in your home currency" trap to airport exchange kiosks and telling no one at your bank you’ve left the country — the small, repeated…
By Bishnu Adhikari · Sep 3, 2026
The quick version The costliest travel-money mistakes are rarely dramatic — they are small, repeated choices: the wrong button at a card terminal, the wrong place to change cash, the wrong ATM. Two are almost universal and both are avoidable for free…
Travel Himalaya Nepal · News
This is the big one, and it catches seasoned travellers as often as first-timers. At a card terminal or a foreign ATM you are offered a "helpful" choice: pay in the local currency, or in your own. Your own currency feels safer because you recognise the number…
Travel Himalaya Nepal · News
The bureau on the airport concourse exists because you are tired, you have just landed, and you feel you need local notes right now. It makes its money on the spread — the gap between the rate it buys a currency at and the rate it sells it back to you — and…
Travel Himalaya Nepal · News
Travel Himalaya Nepal · News
Not all cash machines are equal. The independent ATMs in airport halls, tourist strips and convenience shops frequently levy their own operator surcharge on top of whatever your own bank charges — and they are the machines most likely to push DCC at you as…
Travel Himalaya Nepal · News
Modern fraud systems watch for the improbable, and a card that has only ever been used at home suddenly buying dinner two time zones away is exactly that. The result is a frozen card at the worst possible moment. A quick travel notice in your banking app — or…
Travel Himalaya Nepal · News
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