Money & Insurance
Travel-delay and missed-connection cover reimburse the meals and hotel bed you're forced to buy when a flight is held up — but only after a trigger…
By Laxman Rawal · Aug 21, 2026
Of all the promises in a travel policy, the "travel delay" benefit is the one people use most and understand least. It is not a payout for a late plane, and it is not the compensation your airline owes you by law. It is a modest, receipt-driven reimbursement…
Travel Himalaya Nepal · News
The benefit covers the out-of-pocket costs of being stuck: an airport meal, a taxi, a hotel bed when the next flight is tomorrow. Two numbers govern it, and both live in your policy wording, not the marketing. The first is the trigger — the hours your…
Travel Himalaya Nepal · News
Travel delay pays while you wait. Missed connection pays for the knock-on: when a late inbound flight makes you miss a connecting flight, transfer, train or cruise you had already booked. It typically covers the reasonable cost of catching up — a new onward…
Travel Himalaya Nepal · News
Here is the distinction that saves people real money: your insurer's delay benefit and the airline's legal obligation are two separate pots , and you can claim both. For flights departing the EU (and, in mirrored form, the UK), EU Regulation 261/2004 gives…
Travel Himalaya Nepal · News
Delay cover is narrower than it looks. Common exclusions: a delay you could reasonably have anticipated (a strike already announced when you booked); delays caused by your own late check-in; costs the airline already provided for (no double payment for the…
Travel Himalaya Nepal · News
If you are flying into the mountains, the delay benefit stops being an abstraction. The domestic hop to Lukla — the gateway to Everest — is one of the most weather-sensitive flights in the world, and morning cancellations that push you a day or more are…
Travel Himalaya Nepal · News
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