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Cruise Travel Insurance in 2026: Why Standard Cover Isn't Enough at Sea

A cruise looks like the safest holiday there is, which is exactly why a standard travel policy can leave you exposed. Here's what a cruise add-on covers that ordinary insurance misses — missed departure, cabin confinement, itinerary changes and the expensive at-sea medical evacuation — and what to check before you buy.

Bishnu Adhikari

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