Money & Insurance
You Could Be Owed Cash From a $167 Million Visa and Mastercard Settlement, Here's How to Check
Visa and Mastercard are paying $167.5 million after allegedly blocking cheaper ATM fees, and the claim deadline is 10 February 2027.
Nepal News
Money & Insurance
Travel insurance, cards, currency and staying covered abroad.
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Money & Insurance
International Airfares Just Jumped 21.5% in a Year, and Nepal Flights Aren't Immune
International airfares rose 21.5% in the year to August 2026, the steepest climb since 2023 — and it's part of what a Nepal flight costs now too.
Breaking Money & Insurance
A Two-and-a-Half-Hour Flight in Outback Queensland Now Costs Almost as Much as Flying to Singapore
A Brisbane-Longreach return booked five days out cost $1,386, just $450 less than a last-minute Singapore fare. Here's why, and what isn't being fixed.
Money & Insurance
One in Seven Australians Fly Overseas With Zero Travel Insurance, and Vietnam’s Storm Season Just Made This the Worst Week to Try It
One in seven Australians flew overseas with zero cover last trip, and Vietnam’s storm season just gave that gamble its worst possible timing.
Money & Insurance
If You Buy Travel Insurance After a Strike Hits the News, It’s Already Too Late to Claim
Once a strike, flood or eruption is public news, Australian travel insurers won't cover it, and buying a policy the day it hits headlines is too late.
Money & Insurance
US Airlines Now Owe You Less for a Delay Starting October 19, Here’s What Changed
A DOT rule effective October 19 removes 10 delay causes from airline control, so hotels and meals are no longer guaranteed for them.
Money & Insurance
Mount Fuji will now bill you for your own rescue helicopter, here’s how much and when it starts
Yamanashi will bill climbers about 8,000 yen per five minutes of helicopter time from 2027 if they skip the required climbing plan on Mount Fuji.
Money & Insurance
How much Americans actually spend on a trip to Spain, against everyone else
€2,297 a head in 2025, the most of any country Spain’s statistics office reports and 65% above the average visitor. The British still spend more in total.
Money & Insurance
How Much Travel Insurance Cover Do You Actually Need in 2026? Sizing Every Limit
Medical and repatriation is the limit that can bankrupt you, cancellation should match your non-refundable spend, and a headline "£10m medical" is worthless if an exclusion applies. Here is how to right-size cover to your trip.
Money & Insurance
Honeymoon & Destination-Wedding Travel Insurance in 2026: The Extras Couples Overlook
Booking a destination wedding or honeymoon in 2026? Standard cover misses the extras that matter — a bigger single-item limit for rings, dresses and gifts, the wedding event itself, both names on one policy, supplier failure, and the activity and altitude cover an adventure honeymoon needs.
Money & Insurance
How to Make a Travel Insurance Claim in 2026 (and Actually Get Paid)
Report incidents on the day, keep every receipt, claim inside the deadline, and know who pays first — plus how to escalate to the ombudsman if you're unfairly refused.
Money & Insurance
What Travel Insurance Does NOT Cover in 2026: The Exclusions That Void a Claim
The claim is not paid because you bought a policy — it is paid because nothing in the exclusions applies. Here are the standard exclusions that catch travellers out, and how to read them before you buy.
Money & Insurance
Here's what a Manaslu Circuit trek really costs in 2026 now that solo trekkers can finally get the permit
A guided Manaslu Circuit runs about US$1,550 to US$2,100 per person in autumn 2026 - and since 22 March the old two-person permit rule is gone, so lone walkers no longer pay for a phantom second permit. Here's the honest, line-by-line breakdown.
Money & Insurance
Travel Insurance Excess Explained (2026): Why the Cheapest Policy Can Cost You the Most
The excess is the first slice of every claim you pay yourself. How a higher voluntary excess cuts your premium, why it bites per claim AND per section, and how a low headline price can leave you worse off than a dearer policy.
Money & Insurance
Adventure & Activity Travel Insurance in 2026: Why Standard Cover Excludes Rafting, Diving, Skydiving and High Trekking
Scuba, bungee, skydiving, quad bikes, jet skis, rafting, safari, motorbiking and trekking above a certain altitude are the activities standard travel insurance quietly leaves out. Here is how activity tiers and add-ons work, why an undeclared activity can void the whole claim, and how to match cover to your trip.
Money & Insurance
Travel Insurance for Nepal Treks: Floods, Evacuation and What's Actually Covered (2026)
Floods and landslides can strand a trek — here's what cover actually helps, from helicopter evacuation to trip interruption, and the exclusions to check first.
Money & Insurance
Ski & Winter Sports Travel Insurance in 2026: Why Standard Cover Excludes the Slopes
Strap on skis and most standard travel policies quietly stop covering you. Here is why winter sports are excluded, what a ski add-on really buys — off-piste, piste closure, avalanche delay, mountain rescue, helicopter, equipment — and the exact clauses to check before you travel.
Money & Insurance
Cruise Travel Insurance in 2026: Why Standard Cover Isn't Enough at Sea
A cruise looks like the safest holiday there is, which is exactly why a standard travel policy can leave you exposed. Here's what a cruise add-on covers that ordinary insurance misses — missed departure, cabin confinement, itinerary changes and the expensive at-sea medical evacuation — and what to check before you buy.
Money & Insurance
Baggage & Lost-Luggage Travel Insurance in 2026: What It Really Pays (and Who Owes You First)
Baggage cover in 2026, decoded: delayed vs lost vs damaged luggage, the per-item and single-article limits nobody reads, why valuables are excluded, and the Montreal Convention rule that makes your airline pay before your insurer.
Money & Insurance
Family Travel Insurance in 2026: Who's Covered, the 'Kids Go Free' Catch, and the Altitude Check
How family and group travel insurance really works in 2026 — whether children are covered under a parent's policy, the "kids go free" catch, single-parent and adult-child rules, and the altitude check every trekking family must make.
Money & Insurance
Trip Delay & Missed-Connection Insurance in 2026: What the Delay Benefit Actually Pays
Travel-delay and missed-connection cover reimburse the meals and hotel bed you're forced to buy when a flight is held up — but only after a trigger, and only with receipts. Here's how it works, and how it differs from the airline's own EU261/UK261 duty of care.
Money & Insurance
Cancel For Any Reason (CFAR) Travel Insurance in 2026: What It Really Covers
CFAR is an optional upgrade, not standard cover — it pays back a partial share (typically 50–75%) if you cancel for any reason, but only under strict timing rules. Here is how it works and when it is worth the extra premium.
Money & Insurance
Travel Insurance With Pre-Existing Medical Conditions in 2026: What Declaring Really Means
Declaring a condition, the stable-condition clause and why an undeclared illness can void your whole claim — plus cover for cancer, diabetes, heart conditions and pregnancy.
Money & Insurance
Rental Car Insurance Abroad in 2026: CDW, Excess and the Counter Upsell Trap
CDW, LDW, the excess you still owe, what your credit card really covers, and why the counter waiver is almost always the wrong buy.
Money & Insurance
Travel Insurance for Backpackers & Long-Term Trips in 2026 (What Multi-Month Cover Actually Needs)
Long trips break the assumptions holiday insurance is built on. What single-trip, annual and backpacker policies really cover — the duration ceilings, adventure-activity tiers, gear limits and the gaps that void a multi-month claim.
Money & Insurance
What Does Travel Insurance Actually Cover in 2026? (And the Exclusions That Catch People Out)
A plain-English guide to what a travel policy really pays for — medical, evacuation, cancellation, delay and baggage — and the fine-print exclusions that leave travellers with the bill.
Money & Insurance
Travel Insurance for Seniors in 2026: Cover, Costs & the Age-Limit Traps
Why premiums jump after 65, the age caps that quietly refuse you, and how an active over-65 gets cover that actually holds on Everest and Annapurna.
Money & Insurance
Travel Insurance for Visiting the USA in 2026: Why You Need $1M+ in Medical Cover
American hospitals bill like nowhere else on earth. Before you add a US layover or a New York stopover to your Himalayan trip, here is the medical cover that actually protects you — and why a bare-minimum policy can leave you owing five or six figures.
Money & Insurance
The Hidden Airline Fees That Cost You Hundreds in 2026 (and How to Dodge Them)
Baggage, seat selection, basic-economy traps, payment surcharges, change fees and currency conversion at booking can quietly double a headline fare. Here is what each typically costs in 2026 — and how to avoid it.
Money & Insurance
Annual Multi-Trip vs Single-Trip Travel Insurance in 2026: Which Actually Saves You Money?
An annual policy can be cheaper than buying cover trip by trip — but only past a break-even you can calculate yourself. Here's when it wins, the trip-length and adventure-sport limits that catch people out, and why altitude cover is a separate decision.
Money & Insurance
Medical Tourism in 2026: The Countries Where Treatment Costs a Fraction of the US Price
Heart bypass, knee replacement, dental implants and more — how far your money goes in Thailand, India, Mexico, Turkey, Malaysia and Costa Rica, and the accreditation and insurance checks to do first.
Money & Insurance
Flight Delayed or Cancelled in 2026? The Compensation You're Owed (EU261, UK & US Rules)
Land three hours late in Europe and the airline may owe you up to €600 in cash — the UK mirrors it in pounds, and a 2024 US rule forces automatic refunds. Here's what you can claim in 2026, and how.
Money & Insurance
Best Travel Insurance for High-Altitude Trekking in 2026 (What Actually Covers Everest Base Camp)
Many policies stop at 4,000m, but Everest Base Camp is 5,364m. Which cover actually pays for a Himalayan helicopter rescue, and how to check yours.
Money & Insurance
A Helicopter Rescue in Nepal Can Cost $5,000+ — Here's Whether Your Insurance Actually Pays
As of 2026 a Himalayan helicopter evacuation runs $3,000–$10,000, usually payable before takeoff. After the year's fake-rescue fraud case, insurers are paying out more warily — here's what genuine cover looks like and how to avoid being uninsured at altitude.
Popular Nepal treks
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Annapurna Base Camp Trek — 5 Days$580 pp
Annapurna Base Camp Trek — 6 Days$695 pp
Annapurna Base Camp Trek — 7 Days$800 pp
Annapurna Circuit Trek — 13 Days$1400 pp
World Peace Pagoda Day Hike — Pokhara$130 pp
Sarangkot – Nagdanda Day Hike$95 pp
Annapurna Base Camp Trek — 11 Days from Pokhara$1320 pp
Annapurna Base Camp Trek — 15 Days from Kathmandu$1600 pp
Annapurna Circuit Trek with Tilicho Lake — 17 Days$1850 pp
Mardi Himal Trek — 4 Days$455 pp
Ghorepani Poon Hill Trek — 3 Days$335 pp
Ghorepani Poon Hill Trek — 4 Days$410 pp
Short Annapurna Base Camp Trek — 4 Days$455 pp
Ghorepani Poon Hill Trek — 2 Days$265 pp
Annapurna Base Camp Trek — 5 Days$580 pp
Annapurna Base Camp Trek — 6 Days$695 pp
Annapurna Base Camp Trek — 7 Days$800 pp
Annapurna Circuit Trek — 13 Days$1400 pp
World Peace Pagoda Day Hike — Pokhara$130 pp
Sarangkot – Nagdanda Day Hike$95 pp
Annapurna Base Camp Trek — 11 Days from Pokhara$1320 pp
Annapurna Base Camp Trek — 15 Days from Kathmandu$1600 pp
Annapurna Circuit Trek with Tilicho Lake — 17 Days$1850 pp
Mardi Himal Trek — 4 Days$455 pp
Ghorepani Poon Hill Trek — 3 Days$335 pp
Ghorepani Poon Hill Trek — 4 Days$410 pp
Short Annapurna Base Camp Trek — 4 Days$455 pp
Ghorepani Poon Hill Trek — 2 Days$265 pp
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