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Travel insurance, cards, currency and staying covered abroad.
8 stories
Money & Insurance
American hospitals bill like nowhere else on earth. Before you add a US layover or a New York stopover to your Himalayan trip, here is the medical cover that actually protects you — and why a bare-minimum policy can leave you owing five or six figures.
Money & Insurance
Baggage, seat selection, basic-economy traps, payment surcharges, change fees and currency conversion at booking can quietly double a headline fare. Here is what each typically costs in 2026 — and how to avoid it.
Money & Insurance
An annual policy can be cheaper than buying cover trip by trip — but only past a break-even you can calculate yourself. Here's when it wins, the trip-length and adventure-sport limits that catch people out, and why altitude cover is a separate decision.
Money & Insurance
Heart bypass, knee replacement, dental implants and more — how far your money goes in Thailand, India, Mexico, Turkey, Malaysia and Costa Rica, and the accreditation and insurance checks to do first.
Money & Insurance
Land three hours late in Europe and the airline may owe you up to €600 in cash — the UK mirrors it in pounds, and a 2024 US rule forces automatic refunds. Here's what you can claim in 2026, and how.
Money & Insurance
Standard policies quietly stop at 4,000m — but Everest Base Camp is 5,364m. Which cover actually pays for a Himalayan helicopter rescue, the exclusions that void a claim, and how to check your policy before you fly.
Money & Insurance
As of 2026 a Himalayan helicopter evacuation runs $3,000–$10,000, usually payable before takeoff. After the year's fake-rescue fraud case, insurers are paying out more warily — here's what genuine cover looks like and how to avoid being uninsured at altitude.
Money & Insurance
Foreign-transaction fees, dynamic currency conversion and ATM surcharges quietly drain travel budgets. A plain guide to how each fee works in 2026 — and the free habits that beat them, including the cash-only reality of Nepal’s teahouse trails.
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